Rapid Access to R&D Finance

Factortech provides loans of up to £2 million in the form of receivable finance to UK SMEs who qualify for R&D Tax Credit claims and UK Innovation Grant funding.

Optimise cashflows & unleash your growth potential


Our simple and straightforward application process allows for a speedy deployment of capital when you need it most.

R+D Tax Credits

  • Borrow between £50k and £2m
  • Includes creative sector tax relief e.g. VGTR
  • Competitive Rates
  • No Upfront fees

UK Innovation Grants

  • Borrow up to £5m
  • Bespoke, flexible loans with no upfront fees
  • Transparent process
  • Rapid decision

R&D funding is a valuable tool for high growth, innovative companies to access extra working capital and maintain growth momentum.

The UK technology and innovation sector is an economic leader within the world economy. The UK Government established R&D incentive schemes in the form of HMRC tax credits and UK innovation grants enabling UK businesses to grow and accomplish more.

  • “We were first introduced to FactorTech when we were in the R&D phase of development at Zapinamo. At first the cost of capital seemed expensive, but as we were rapidly scaling and all other forms of capital avoiding equity dilution were inaccessible, FactorTech through their tailored venture debt funding solutions, enabled us to bridge the gap. Fast forwarding 12 months, we continue to grow rapidly with FactorTech’s help, we are in profit and increasing shareholder value with the prospect of floating in 2021. I would highly recommend the FactorTech team because they fully understand the challenges and complexity of being a scaler of businesses in today's environment and have themselves held the position of ultimate accountability”.

    Ian Stillie, Founder and CEO
  • “We were first introduced to FactorTech through Sheridans – a leading media and technology law firm, when we were seeking advanced funding on future Video Games Tax Relief (VGTR) tax receipts. At Maze Theory, we believe in pushing and redrawing the boundaries of player imagination and bringing to life immersive entertainment experiences that will engage and blow the senses. FactorTech emulate our style of working, the team spend time understanding our needs, they flex their solutions to match our immediate needs, and they move fast. We are progressing towards year 2 of our journey together and would highly recommend FactorTech to any growing business seeking innovative debt finance solutions”.

    Ian Hambleton, Founder and CEO
  • “TVR has a great British heritage from its humble beginnings as Trevcar Motors to the production of legendary cars such as the Cerbera or Tuscan. We first met the team at FactorTech when we were seeking HMRC tax credits in the R&D phase of development. As part of TVR’s development and test programme, the new demonstrator prototype Griffith has now been registered for road use. At the outset FactorTech invested time and energy in understanding our plans to build an iconic brand. They delivered over and above expectations and helped us conserve hard won equity. We continue to work with FactorTech on tailored debt solutions some 18 months down the track as we progress to manufacture”.

    John Chasey, Co-Founder and COO

Ready to apply?

Apply now

We keep it simple and flexible

Rates vary on the complexity of the claims and projects.

We pride ourselves on delivering simple and transparent funding solutions to our clients.

R&D Financing
made easy.